Type of Credit Descriptions
 
Individual Credit - Applying for credit in my own name. Not relying on income or assets of another person for repayment.
 
Joint Credit / Spouse - Applying for credit with my spouse. Both are liable for the obligation. Both will receive goods, services, or money in return for the credit obligation.
 
Joint Credit / Non-Spouse - Applying for credit with another person; non-spouse. Both are liable for the obligation. Both will receive goods, services or money in return for the credit obligation.