Type of Credit Descriptions
 
Individual Credit - I am applying for individual credit in my own name and not relying on the income or assets of any other person as the basis for repayment of the credit requested.
 
Joint Credit / Spouse - This is an application for credit with my spouse. We both are liable for the obligation and we both will receive goods, services, or money in return for the credit obligation.
 
Co-Applicants / Non-Spouse - This is an application for credit with another person who is not my spouse. We both are liable for the obligation and we both will receive goods, services or money in return for the credit obligation.
 
Individual Credit / Cosigner or Guarantor - I am applying for individual credit, but am relying on income or assets of another person as the basis for repayment of the credit requested. The other person on whose assets or income I am relying (e.g., cosigner, guarantor) will not receive goods, services, or money in return for the credit obligation but will be liable for the credit obligation in default situations.