Type of Credit Descriptions
 
Individual Credit - Applying for credit in my own name. Not relying on income or assets of another person for repayment. Application information is required for both the applicant and the other person.
 
Joint Credit / Spouse - Applying for credit with my spouse. Both are liable for the obligation. Both will receive goods, services, or money in return for the credit obligation. Application information is required for both the applicant and the other person.