Type of Credit Descriptions
 
Individual Credit - I am applying for credit in my own name, not relying on income or assets of another person for repayment.
 
Joint Credit / Spouse - I am applying for credit with my spouse. Both of us will receive goods, services, or money and are liable for the obligation.
 
Co-Applicants / Non-Spouse - I am applying for credit with another person who is not my spouse. Both of us will receive goods, services, or money and are liable for the obligation.
 
Individual Credit / Cosigner or Guarantor - I am applying for credit in my own name, but relying on income or assets of another person who will not benefit from the obligation but will be liable in default situations.